Client information – Initial information according to § 15 Insurance Mediation Ordinance

Due to the legal regulation of § 15 VersVermV, you will receive the following information.

1. As part of the initial contact and before concluding the desired insurance cover, the following information was provided to you in writing:
   
   Name of your intermediary: novitas special risk Versicherungsmakler GmbH
   Our address: Hamburger Straße 50, D – 22926 Ahrensburg
   
   
2. We, novitas special risk Versicherungsmakler GmbH, are insurance brokers with a licence in accordance with Section 34d (1) GewO and have registered our trade with the competent authority.
   
   
3. The registration number under which we are registered is: D-E0OA-BR0UD-16

4. The registration number under which we are entered in the register, as well as the address, telephone number and internet address of the joint office that maintains the register for the IHK, can be obtained from the following address:

Deutscher Industrie- und Handelskammertag (DIHK) e. V.
Breite Str. 29
10178 Berlin
Tel.: 0180 6005850 (20 cent/min. from a German landline)

Register retrieval at: www.vermittlerregister.info

5. As an insurance broker, we offer advice. The remuneration – called brokerage – for our advisory, brokerage and support activities is borne by the insurance company under customary law. The brokerage fee is part of the insurance premium. Any deviation from this must be expressly agreed between us and the client. In particular, when brokering so-called net products, a separate remuneration agreement is usually agreed which obliges the client to pay the remuneration. Net products are products for which the brokerage fee is not included in the insurance premium. Our company does not receive any remuneration in the form of other benefits.
   
   
6. We have no direct or indirect holding of more than 10% of the voting rights or capital of a specific insurance company. No specific insurance company or the parent company of a specific insurance company has a direct or indirect holding of more than 10% of the voting rights or capital of novitas special risk Versicherungsmakler GmbH
   
   

novitas special risk Versicherungsmakler GmbH
Registered office: Ahrensburg // Local court Lübeck
HRB No. 13013 HL // Tax no. 3029703259
Register of intermediaries IHK Lübeck: D-E0OA-BR0UD-16
Register of intermediaries Swiss Financial Market Supervisory Authority FINMA: 27967
Managing directors: Matthias Grischke, Julian Friedrich

The following arbitration centres are available for out-of-court dispute resolution in accordance with Section 11 (1) No. 7 VersVermV:

Insurance Ombudsman e.V.
P.O. Box 08 06 32, 10006 Berlin
www.versicherungsombudsmann.de

Ombudsman for private Health and long-term care insurance
P.O. Box 060222, 10052 Berlin
www.pkv-ombudsmann.de

Federal Office for the Supervision of Financial Services
Graurheindorfer Strasse 108, 53117 Bonn
www.bafin.de